PM launches new payment platform e-RUPI Know what is e-RUPI, how it works, what are its benefits and how to download:

Hello friends, on 2nd August 2021 our honorable Prime Minister Narendra Modi launched a cashless and contactless means of digital payments. e-RUPI has been launched. The objective of this one time payment system is to stop leakages in government welfare schemes, and ensure that the benefits reach the people they should be.

In this article, we have tried to provide all the information related to e-RUPI to all of you readers, so to know this article “What is e-RUPI, how it works, what are its benefits and how to download” Do read till the last.

What is e-RUPI? (e-Rupi Kya Hai)

e-RUPI is a platform which has a cashless and contactless means which will be used for making digital payments. It is a QR code or SMS string-based e-voucher that will be delivered to the users’ mobiles. Users will be able to redeem this voucher without any digital payment app, internet banking or card. This digital payment platform has been developed by National Payments Corporation of India on its UPI platform. Associate partners are the Department of Financial Services, the Ministry of Health and Family Welfare and the National Health Authority. This initiative will connect the sponsor of the services with the beneficiaries and service providers and the connection will be done in a digital manner without any physical interface.

e-RUPI has been developed in collaboration with the National Payments Corporation of India and other co-operative departments.

How will e-RUPI work?

According to the Prime Minister Shri Modi, now the beneficiaries can get a QR code or an SMS-based electronic voucher on their mobile phone and they need to use a card, digital payment app or even to avail the e-voucher. That internet banking access will not be required. For example: You bought a product and received a voucher on purchase. With e-RUPI, you do not need to carry the voucher in physical form. Vouchers can be sent to your mobile phone in the form of QR code or SMS.

According to the government this digital solution is secure as it ensures payment only after the transaction is completed. Being pre-paid in nature, it facilitates timely payment to the service provider without any intermediary.

The system can also be very useful in ensuring leak-proof delivery of government welfare services, such as providing medicines and nutritional support under mother and child welfare schemes or under TB eradication programmes. E-vouchers can also be set up to the beneficiaries for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana and fertilizer subsidy etc. Since these payments will be sent in the form of vouchers, they can be used only for the intended purpose.

Procedure to issue Vouchers under e-RUPI:

As we mentioned e-RUPI digital payment system has been developed by National Payment Corporation of India on its UPI platform. The National Payments Corporation of India has joined the banks that will be the voucher issuing authority. The corporate or government agency is required to approach the partner bank (private and public sector lenders) with the details of the specific person and purpose for which the payment is required to be made. Beneficiaries will be identified using their mobile number vouchers allotted by the bank. This platform will be our revolutionary digital initiative that will improve the quality of life and simplify the payment process.

What is the purpose of e-RUPI digital payment?

The main objective of e-RUPI digital payment platform is to provide cashless and contactless payment system so that citizens can make digital payments without any difficulty. With the help of this payment platform, users can make payments in a secure manner and this payment platform uses QR code or SMS-based e-voucher which will be delivered on the beneficiary’s mobile. e-RUPI digital payment platform ensures timely payment of services without the involvement of any intermediary. Users do not need any card or digital payment app or internet banking access to make payment which will make the payment process simple and secure.

Features of e-RUPI Digital Payment

  • This platform will be cashless and contactless
  • Through this system users can make digital payment through e-voucher with the help of QR code or SMS
  • This voucher will be delivered to the users mobile
  • Users can redeem this voucher without any payment app, internet banking or card
  • Through this initiative the sponsor of the services will be linked with the beneficiaries and service providers. This connection will be conducted digitally without any physical interface
  • Payment to the service provider through this platform will be done after the transaction is completed
  • This payment platform is fully prepaid.
  • No service provider is required to make payment to e-RUPI
  • This platform can also be used for providing services under schemes which are for providing medicines and nutritional support.

Highlights of e-RUPI provided by Hon’ble Prime Minister:

On the occasion of launching the e-RUPI platform, the Hon’ble Prime Minister of India criticized the various benefits of this platform.

  • Honorable Prime Minister Narendra Modi ji says that this initiative is a step towards digital governance.
  • With the help of this platform, digital transactions can be done easily and this platform will play a major role in making digital payments effective.
  • This voucher will help in transacting in a targeted, transparent and leak free manner.
  • The Prime Minister has also highlighted the fact that India is moving ahead with the help of digital technology.
  • The standard of living of the citizens is improving and technology is playing a major role in the lives of the citizens of India.
  • He has also expressed his gratitude that this initiative is being started when the country is celebrating Amrit Mahotsav on 75th Independence Day.
  • This voucher can be used not only by the government but also various NGOs can provide this voucher in place of cash if they want to help someone in education, health etc.
  • This initiative will ensure that the funds provided to the beneficiaries are utilized for the same purpose.
  • In the initial phase of the scheme, only health sector benefits will be covered.
  • The Prime Minister has given various examples of using this voucher such as in vaccination campaigns, old age homes, hospitals etc.
  • This voucher is individual and purpose specific.
  • Only the person for whom this voucher has been issued can use it.
  • He has also highlighted the importance of technology.

Many private hospitals, corporates, businesses, NGOs and other institutions have shown their interest in e-RUPI.

How to Check Live Hospitals List on e-RUPI?

  • Firstly the official website of National Payment Corporation of India https://npci.org.in/ Go to
  • After opening the website, the home page will open in front of you.
  • After opening the homepage, the option of “what we do” will appear, click on it.
  • now you UPI have to click on.
  • after that you e-RUPI live partners have to click on.
  • after that you Live Hospitals on e-RUPI have to click on.
  • After clicking on Live Hospitals on e-RUPI, a PDF file will appear in front of you.
  • In this PDF file you can see the list of Live Hospitals on e-RUPI.

What are the benefits of e-RUPI?

benefits for consumers

The payment process is contactless and only has to be followed by a two-step redemption process. No need of any kind of digital payment app or bank account. The consumer is not required to share his/her personal details to maintain confidentiality.

benefits for hospitals

The vouchers received are prepaid hence the payment process is completely secure. Vouchers can be redeemed in few steps. Hospitals do not need to handle cash hence hassle free and contactless payment can be ensured through voucher verification code. Which makes the payment process easy and safe and secure.

benefits for corporates

Corporate voucher distribution enables employee wellbeing by quick, secure and contactless issuers, can track voucher redemption thereby reducing costs as transactions are digital and do not require any physical issuance it occurs.

How to Download e-RUPI Digital Payment Mobile App?

  • To download e-RUPI, first go to Google play store or Apple App Store in your mobile phone.
  • Now you have to search by entering e-RUPI Digital Payment in the search box.
  • After searching, a list of apps will be displayed in your screen where e-RUPI will be found at the top.
  • You have to click on the first option.
  • After that you have to click on install.
  • Once installed, the e-RUPI mobile app on your mobile will be downloaded and usable on your mobile.

How to redeem e-RUPI Voucher?

  • To redeem the e-RUPI voucher, the beneficiary has to show the e-RUPI QR code or SMS at the service provider outlet.
  • The seller has to scan this QR code or SMS.
  • Now the beneficiary will receive an OTP.
  • The beneficiary has to share this OTP with the service provider.
  • The service provider has to enter this OTP in the OTP box
  • Now the service provider has to click on Proceed.
  • After doing all this, your e-RUPI voucher will be read.


What is e-RUPI?

e-RUPI is a cashless and contactless digital payment medium, which will be delivered to the mobile phones of the beneficiaries in the form of SMS-string or QR code.

What is e-RUPI Voucher?

e-RUPI is a digital voucher that can be redeemed by the beneficiaries for using any specific government services. The digital system does not require a card, app or internet access to redeem the voucher.

Who can use e-RUPI?

The e-RUPI voucher issued by this system can be used only by the person who would have been allotted the e-RUPI voucher. In a statement issued by the Prime Minister, it was said that Sakar can also use this system in Ayushman Bharat, Pradhan Mantri Jan Arogya Yojana, fertilizer subsidy etc.


Giving a speech about e-RUPI, Prime Minister Shri Modi said that ‘Some people of India were saying that technology is only for rich countries and India is a poor country, so what is its work in India? But today India has served the mentality of those people wrong. Today we are seeing technology as a weapon of progress for the poor”.

This speech definitely suggests that we are slowly moving on the path of progress.

You have this article of ours.What is e-RUPI, how it works, what are its benefits and how to download” How did you like it, do tell by commenting and don’t forget to share this article thanks.

My salutations to all, many people must have come to mind that what is gst? What are the types of GST? In India, a lot of tax is paid, but what type of tax is GST, today we will know in detail.

What is the meaning of GST?

The full name of GST is Goods and Service Tax which is a replacement tax of Excise Duty, VAT, Services Tax and other indirect taxes. In simple language, other indirect taxes like Excise Duty, VAT, Service Tax have been removed and replaced by one. The tax system GST was started so that all those indirect taxes can also be collected.

When was the GST system started?

Actually, the GST scheme was first done in the year 2000.

Atal Bihari Bajpayee’s government at the time of the then government of India. GST was proposed. At that time the Finance Ministers of all the states of India had formed a committee to prepare the GST structure based on the experience of the VAT structure of their respective states. Examine all aspects and prepare reports on thresholds, exemptions, taxation of inter-state supplies and taxation of services.

It took 17 years to develop this new tax system and finally got approval on the Lok Sabha and Rajya Sabha in the year 2017 and on July 1 of that year, GST was brought into law across the country.

Which indirect tax was removed from GST?

  • Central Tax :-
  • Central Excise Tax (Excise Duty)
  • Central Sales Tax
  • Service Tax
  • Additional Duties of Customs
  • Additional Duties of Excise
  • Excise Duties levied under the Textiles and Textiles Products
  • State Tax :-
  • Purchase Tax
  • Central Sales Tax
  • VAT
  • Surcharges and CESS
  • Entry Tax
  • Taxes on Lottery, Gambling and Betting
  • Taxes on Advertisements

Type of GST

There are 3 types of GST

  1. CGST – When any goods are sold within a state, then the GST which is collected by the Central Government of India.
  2. SGST When some goods are sold within a state, then along with the central government, the state government also has to pay tax. The tax we pay to the state government is called SGST or State GST.
  3. IGST When any goods are sold between two states, the tax collected by the central government is called IGST.

In simple language, if any goods are sold within a state, then both the central government and the state government have to pay tax. (CGST + SGST) And when goods of one state are sold in another state, then only the central government has to pay tax. (IGST)

Benefits of GST

  • One Nation One Tax Law

Before the introduction of GST, the tax system used to be very complex. In each of the states of the country, their own tax laws used to run. It used to be different in the states. Due to all this, the states were benefited and it had a bad effect on the economy of the country. Therefore, by imposing the same tax law for the whole country, the differential tax system should be stopped in all the states. Gaya and the country’s economy improved slightly.

  • control over the price of goods

The tax system before GST used to levy a lot of tax on goods, as mentioned on the above point, each stage of production of a commodity was taxed till it was sold to the final consumer. Due to the passing of various stages of tax on a commodity, its price automatically increased, but with the help of GST, the price of the goods worked a little.

  • Small Businesses Benefited from GST Composition Scheme

In order to encourage less tax and tax compliance, composition scheme under GST was introduced. Small business owners registered under the scheme are required to pay a certain percentage of tax on their business. Also, unlike regular GST taxpayers Small businesses registered under the composition scheme are required to file a quarterly return. The following are the tax rates under the composition scheme:

  • Small businesses with a turnover of Rs 1.50 crore will pay a direct GST rate of 1%. They will now file only one tax return.
  • Small service providers with an annual turnover of Rs 50 lakh will now pay 6% GST instead of 18%.
  • Simplified the system of tax return

There were many indirect taxes on the previous tax system, so the registered businessmen for different indirect cars had to face many compliances.

  • Product Duty Return – Monthly / Quarterly depends on the scale of the business unit. (Large Business, EOU or SSI)
  • Service Tax – Half Yearly Return
  • Value Added Tax – Monthly/Quarterly depending on the state which is responsible for collecting VAT.

I do not have to go through so many castes to return tax under GST. And anyway, due to the online system, GST registration and return filing became even easier.

  1. What is the full form name of GST?

    Full form of GST Goods and Service Tax

  2. Who can file GST?

    Only those whose annual income is 20 lakhs or more have to pay GST.

  3. How many times do I have to file GST in a year?

    every month of the year.

  4. What happens if GST is not filed on time?

    Penalty of 10% of the tax amount payable subject to a minimum of Rs.10,000.


It is certain that due to the impact of GST, the country’s economy has improved a bit and it has become easier for the taxpayers to return the tax. so guys today we What is GST? I have tried to understand about it in detail and if you liked this post, then definitely tell by commenting and share it with your friends. Thank you.

Hello friends, nowadays everything is being insured. And in many countries including India, insurance has become a compulsion. So do you know what exactly is insurance and why is insurance being given so much importance?

If you are looking for a better understanding of Insurance then you have come to the right place. we this article “What is Bima? What is Insurance? and Types of Insurance” I have brought all the information related to insurance by presenting it for you. You will be able to know Bima Kya Hai and how many types of insurance are there in this article, so read the article till the end.

What is Insurance?(Bima Kya hai) What is Insurance in Hindi

Insurance is an agreement between the policyholder and the company that gives the assurance of a certain financial assistance in case of an accident that may happen. To take insurance, you have to pay that insurance company regularly in monthly or yearly or half-yearly period till you suffer an accident or the term of insurance is over.

Types of Insurance in India

There are two types of insurance in India

  1. General Insurance
  2. Life Insurance Policy / Life Insurance

What is General Insurance or General Insurance? What is General Insurance

General Insurance What is insurance?  What is General Bima?

General insurance is any type of insurance that is not life insurance. General insurance covers the following types of accidental accidents:

  1. Health Insurance Health Insurance
  2. Automobile Insurance Automobile Insurance
  3. Home Insurance Home Insurance
  4. Fire Insurance Fire Insurance
  5. Travel Insurance Travel Insurance

1. What is health insurance?/What is Health Insurance?

In case of any health problem except the death of the policy holder, the policy holder bears certain medical expenses. Such medical expenses are reimbursed or paid directly by the insurance company.

Health insurance covers the following types of expenses:

  1. admitted to hospital
  2. Treatment
  3. Medical bills after hospitalization
  4. Normal day care expenses during the period of hospitalization

types of health insurance

  • Individual Health Insurance: Individual health insurance only protects the policyholder and not his dependents or family members.
  • Family Floater Insurance: Family floater insurance covers all the family members of the policy holder. Generally family members mean husband wife and children.
  • Critical Illness Cover: This type of health insurance provides for some specific health problems like cancer, brain stroke, kidney failure etc.
  • Health Insurance of Employees: It is also called group health insurance. This type of health insurance is provided by the employer for the benefit of its employees.
  • Accident Insurance: This type of insurance covers expenses arising out of fatal accidents.

2. What is Automobile Insurance?

Motor insurance is helpful in insuring the expenses arising out of a motor vehicle accident.

Types of Motor Insurance:

The different types of motor insurance are as follows-

  1. car insurance
  2. bike insurance
  3. commercial vehicle insurance
  • Car Insurance: Car insurance is helpful for car accident expenses. Car insurance covers only four wheelers and neither more nor less. There are two types of car insurance. One is third party insurance and the other is comprehensive cover policy.
  • Bike Insurance: The bike is insured for the expenses arising out of bike accidents. The only condition for this insurance is that the bike should be owned by only one person.
  • Commercial Vehicle Insurance: This type of insurance is done for business purposes. Business organizations often use vehicles to transport raw materials and finished goods and accidents are a common occurrence for them. This type of insurance is helpful to cover such problems.

3. What is Home Insurance?/Home Insurance What is it

Home insurance is done to protect the house from natural calamities such as fire or earthquake and flood. Some companies also provide protection against man-made threats like robbery.

  • Types of Home Insurance: There are following types of home insurance:
  • Home Structure Insurance: This insurance is claimed when the house is destroyed due to any agreed reason.
  • Public Liability Coverage: This type of insurance is helpful to cover damages caused to third parties who were inside the building at the time of construction.

Standard Fire and Special Paris Policy:-

This type of insurance helps to cover the loss caused due to any natural calamity. Examples of some such problems are jade land slides, fires and earthquakes.

  • Hazard Insurance: This insurance covers loss due to dacoity or theft.
  • Contents Insurance: This insurance covers damages caused to the property inside the house like furniture, television, computer, fridge etc.

4. What is fire insurance?/What is fire insurance

Fire insurance helps to cover the loss due to accidental fire. Generally the premium for such insurance is high. The cover is also bigger as compared to the premium paid. Usually this type of insurance is carried by large corporations.

There are different types of fire insurance. Some of them are as follows:

  1. valued policy
  2. specific policy
  3. floating policy
  4. conclusive policy
  5. replacement policy
  6. Comprehensive Fire Insurance Policy

5. Travel Insurance What is Travel Insurance?

Travel insurance helps to cover losses due to accidental accidents while traveling within or outside India. Such policies cover lost luggage, flight cancellations, lost passports, and personal and emergency medical conditions.

There are different types of travel insurance.

  • Domestic Travel Insurance: This type of insurance covers the loss incurred while traveling within the country.
  • International Travel Insurance: This type of insurance is applicable only if a person meets with an accident while traveling outside India.
  • Personal Travel Insurance: This type of travel insurance only covers accidents on a solo trip.
  • Student Travel Insurance: This insurance is applicable only if a student meets with an accident while traveling for study purposes.
  • Senior Citizen Travel Insurance: This insurance is applicable in case of accidents with senior citizens. Senior citizens means people in the age group of 60 to 70 years.
  • Family Travel Insurance: This type of insurance covers damages caused when the family is involved in an accident during a holiday trip.

life insurance policy or life insurance What is? (JIban Bima/Life Insurance)

Life Insurance Policy- Life Insurance

Life insurance is the insurance that on the death of the policyholder, his family is provided with a pre-determined amount. There are many types of life insurance, some of which are important insurance plans.

To know more about life insurance What is a Life Insurance Policy? Read the post

Types Of Life Insurance

There are following types of life insurance

  1. Term Life Insurance
  2. Whole Life Insurance
  3. Endowment Life Insurance
  4. Unit-Linked Insurance Plan
  5. Child Plan
  6. Pension Plan

What is term life insurance?/What is Term Life Insurance

There is no maturity benefit in term life insurance. Under this policy, the policyholder is compensated for the damages only when he dies on time. Term insurance is cheap and at the same time gives more cover at work premium.

Whole Life Insurance

Whole life insurance is the insurance on which protection is given to the policyholder for a long time. Under this policy, the policyholder gets a cover of up to 100 years. The specialty of this plan is that extended insurance is available on it, which means that you just have to pay premium for 10 or 15 years but you will not stop getting the death benefit. If you live to 100 years, then the premium money is returned to you as per the endowment cover.

Endowment Life Insurance/Endowment Plans

In endowment plans, you are given maturity benefits after maturity. If the policyholder dies prematurely, then they get the death benefit. Endowment policy is better for those who do not know how to invest money in the right place and they have to invest along with insurance. Endowment plan gives you the facility of both.

Unit Linked Insurance Plan

This plan is also somewhat similar to endowment. In this plan also you can take insurance along with investment. But in this plan you get more flexibility to invest. Here you can choose for yourself where you will invest.

Child Plan

This plan has been made for those who have to add some money for the future of their children. If something happens to you, then your children get this money, as well as your children keep moving forward in life, children also get some rewards. The special thing about this plan is that you can also pick up money whenever you want.

Pension Plan

This plan is only one type of investment. In this, to protect your old age, you keep investing regularly in 1 fund, which gives a big return due to the longer stay. Provident funds are also included under this, where both the employer and the policyholder make small investments. It is called insurance because sometimes in this type of death benefit is also available.


Hope after reading this article you must have understood why insurance is so important. Have you got yourself insured? If yes then you are a sensible person and if not then get insurance as soon as possible because life is an unpredictable thing. Do you know what will happen when…

you this article “What is Bima? What is Insurance? and Types of Insurance” How did you like it, do share your opinion with us and don’t forget to share the new article Thanks.

In this blog, we are going to know about the stock market, which is also called share market, if you want to invest in the share market and want all the information related to it, then this blog is for you because in this blog you will get the information related to the stock market. All the information will be given so that you will be able to decide whether it is right for you or not.

What is Share Market?

Before understanding Share Market in Hindi, you have to understand that Share What actually happens.

What Is Share?

Share means share. If a company wants to advance itself, wants to prosper itself and needs a lot of money for it, then that company sells some of its ownership to others. And the money it gets by selling it. The company is engaged in its development.

Suppose you want to create a mobile company and have made a company by investing all the capital of your life, but you do not have any more capital to run that company or to give a little more development to that company, then you can start your own company. Will sell a small part of the ownership to someone else 10% or 20%. So the money that you will get by selling 10-20%, you will invest it in the development of your company.

When a company sells its shares, it loses the ownership of the percentage of the share it sells. And the person who buys that share becomes the owner of that percentage.

So the one who will have the highest share of a company will be called the owner of the company.

What would have been the share of the company, it must have been understood by now. Share Market What is in Hindi.

Share Market

Share Market is the place where the buying and selling of shares of many companies takes place. There, many companies sell their shares. By buying shares you are investing money in the company. As the company grows, your share price will also increase. When the share of that company will increase at a higher price, then by selling that share to someone else at a higher price, they can earn a lot of profit.

Suppose you had bought a share of MRF company for Rs 2000 and that company remained in good price in the market and the company is profitable, then the share price of that company will also be high. So the share that you bought for 2000 rupees, the price of that share has increased many times more than that, then at that time you can sell your share and earn a profit of that many times.

You will have profit or loss in the share, it depends on the price of the company in the market. If there is profit of the company then there will be profit in the share and if there is a loss of the company then there will be loss in the share also.

So always invest money in such a company which will have the possibility of making profits or else your money will surely sink.

By investing in the share market, you can fulfill your dreams like higher education, buying a car, building a house etc. If you start investing at a young age and stay invested for a long time, the rate of return will be higher. You can plan your investment strategy based on the time when you need the money.

Why do big companies sell their shares?

A lot of money is needed to run the company even in a big company, which that company cannot raise itself. That’s why he sells his shares to the people and invests the money he gets in his development. And in return the profit I get, he distributes the money according to the percentage of his shareholder.

When a company lists its shares for sale to investors, that process is called IPO (Initial Public Offer).

Where does all this share buying happen?

There are two major places in India in which the purchase of shares takes place. One is NSE (National Stock Exchange) and the other is BSE (Bombay Stock Exchange).

Both of these are controlled by SEBI (Securities and Exchange Board of India).

What are the types of Share Market?

  1. Primary Market
  2. Secondary Market

Primary Market

Here only new stocks or shares are bought.

If a new or old company wants to sell its shares, then it sells its shares on the primary market.

Here buyers get a chance to buy new fresh stocks or shares.

Secondary Market

Stocks or shares that have already been bought by someone else in the past and if they want to sell their shares to someone else, they sell them on the Secondary Market.

Here Second Hand Share is sold or bought, you can also speak.

How to Invest in Share Market?

You cannot buy shares directly. There are many intermediaries called stock brokers to do this business between the company and the share buyer.

But buying a share is not as complicated as it seems.

First you have to contact a stock broker. With its help, you will have to open a Demat Account and Trading Account where all your business will be done.

Then which company you should invest money in which you can profit, that stock broker will advise. According to that, you can buy shares by investing money in any company from Primary Market or Secondary Market or you can buy shares by investing money in any company of your choice, it depends on you.

Nowadays many mobile apps have also come where it has become even easier to invest in the share market which is completely online and safe.

What is the job of a Broker in the Share Market?

Broker or Share Market Broker helps you to buy and sell stock or shares. Brokers usually help buyers find sellers and sellers help find buyers. Most brokers will also advise you which stocks to buy, which stocks to sell and how to invest money in the stock markets for beginners. They will also assist you in trading in the stock market. They will take commission from you instead of helping you.

You can get Brokers online or offline.

What is the advantage in share market?

Share market plays an important role in helping many companies to raise capital for expansion and growth. Through IPO, companies issue shares to the public and in return receive money to be used for various purposes. The company gets listed on the stock exchange after the IPO and this also gives an opportunity to the common man to invest in the company. With the help of this, the company’s advertising also becomes and it comes in the eyes of the people.

Any common man can be a trader or investor in the stock market. Traders hold shares for a short period of time whereas investors hold shares for a longer period.

When there is profit in the share market, there is a huge profit, so the share market can change the fate of any ordinary person.

How to make profit on share market?

There are 3 ways profit can be made in the share market.

  1. When the company performs well in the market and the company has a profit, then according to the percentage of your share, you also give a share of the profits.
  2. The longer you hold shares in a company, the more likely you are to get profits. Holding shares for a long time will never hurt you.
  3. Sometimes it happens that by giving a company double or more money, the share holders buy back their own shares. At such a time if your share will be in that company then you will have a high profit.

What is the difference between Trading and Investment in Share Market?

However, money has to be invested in both trading and investment. But there is a difference of meaning between the two.

When you invest money in a company for a short period of time, it is called trading. Traders invest money in a company for a specified period of time to generate a churn of money in a short amount of time.

And when you invest money in a company for a long time, it is called investment. An investor invests his money in a good developing company for a long period of time and waits for the share price to become predictable.


  1. What is meant by stock market?

    Where many companies sell their shares or stocks and investors and traders buy shares, that place is called stock market.

  2. Which is the largest stock market in the world?

    Newwork Stock Exchange is the largest stock exchange in the world

  3. What is Demat Account?

    Demat account is different from an ordinary bank account where process like Share Bonds, Mutual Funds, ETF etc. is done.

  4. What is Bull Market and Bear Market in Share Market?

    Where the share price is always increasing, it is called Bull Market and where the share is always decreasing is called Bear Market.

  5. Which company has the highest share price in India?

    The share price of MRF company is highest in India which is around Rs 80,000 per share.


In the end, you are advised that if you want to invest in the stock market, then the property should be done only after understanding all the things because there is a risk of loss in it as much as profit.

The exchange of goods or services between two parties for consideration is called a transaction. This is an important foundation for social economy and financial activity.

Transactions can take place between two countries or between two parties or between two companies or two individuals.

Trade looks at the progress of each community and allows you to create wealth. The place where any business takes place is called a market. The market is defined by the type of product.

There are two types of market: formal and informal. An organized market has rules and regulations that all participants must follow in the market, and it is often the authority of regulators to monitor this. For example: stock markets have a choice of trading law and organized events.

There are no hard and fast rules in the market that are not regulated, and even if they do exist, there is no reason to follow them. For example: an island is a lawless island. You can also buy 1 lakh for ten thousand.

History of Trading:

Trading or trading has been going on since ancient times. Different communities or countries used to have different types of trading systems. In the past, trading or trading was the exchange of goods or services in the exchange of any other goods or services.

The business problem of that time was that the products did not have a fixed price. Gold and silver were also traded in the exchange of grains.

To solve that problem, money or money was introduced and since then every product got a stable price and trade was organized and organized.

What is Share Market Trading?

Share Market In various companies sell some percentage of their shares to investors and investors buy their shares and invest money in this company. There are investor participation in every profit and loss of the company and some investor sells those shares to another investor along with their profits. All this share buying is called Share Market Trading.

What are the types of Share Market Trading?

Intraday Trading:

In intraday trading, traders buy or sell shares on the same day. The day traders book profit or loss early and close their trade before the close of the stock market. Shares can be held for a few hours or a few seconds, and multiple times in a single day. Share price in intraday trading is highly volatile and it requires fast decision making. That’s why inexperienced people who are new to the stock market are made to take part in intraday trading.

Swing Trading

In this type of trading, traders or traders keep the shares for more than one day to increase the price. They estimate the price of their share to increase and accordingly keep the share for that number of days.

Most of the swing traders are there in the stock market.

Positional Trading

In this type of trading, investors keep the stock for a long period to get more profit. Shares are kept for a few months to years.

Investors predict the price movement by various technical and fundamental analysis and buy shares accordingly.

This type of trading is relatively safe because the shares are kept for a long time.

Fundamental Trading

Generally all the long term investors who invest in a developing company by ignoring the short term fluctuations of share price. This type of trading is called Fundamental Trading. There is always profit in the long run. That’s why fundamental traders invest only for a long time.


Although every business is called trading, but today, especially trading in the stock market or stock market is called trading.