PMJJBY Scheme Details In Hindi | Pradhan Mantri Jeevan Jyoti Bima Yojana In Hindi | Benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana
My salute to all, we have brought a detailed information of Pradhan Mantri Jeevan Jyoti Bima Yojana for you. this article PMJJBY Scheme Details In Hindi | Benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana In this, you will be able to know what is the Prime Minister’s Life Insurance Scheme and what benefits are available in this scheme and along with it you will also know how to apply in this scheme.
So read this article thoroughly to get information about Pradhan Mantri Jeevan Jyoti Bima Yojana.
What is PradhanMantri Jeevan Jyoti Bima Yojana? PMJJBY Scheme Details in Hindi
This Jeevan Jyoti Bima Yojana gives the facility of insurance to those who have a bank account and have got the facility of auto debit in the same bank account. Under this scheme ₹330 per annum will be automatically debited as premium. In case of death of the insured due to any reason, his family will get Rs 2 lakh.
LIC and other life insurance companies are also offering this scheme. This scheme is available only through the bank.
Benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana:
- At the time of death, the policyholder gets a death benefit of up to Rs 2 lakh.
- It is a 1 term insurance policy and hence no survival or maturity benefit is given.
- The premium paid under this scheme is exempted from income tax under section 80C.
- The policyholder is given a maturity period of 1 year but they are also given the option to extend this period.
- The premium of this scheme is very less which can be easily paid by even a common poor person.
- The policyholder will neither have to visit any bank nor the insurance company’s office to pay the premium. The premium money is automatically deducted from the account of the policyholder.
How to apply Pradhan Mantri Jeevan Jyoti Bima Yojana? Pradhan Mantri Jeevan Jyoti Bima Yojana Online Apply Kaise Kare
Follow the following steps to apply for Pradhan Mantri Jeevan Jyoti Bima Yojana:
Step 1- Go to any nearby bank or insurance company office and ask for the application form for this policy.
Step 2- If you want to register online then you can fill the application form online by visiting Insurance section in Internet Banking.
Step 3- Be online or fill all the information sought in the online application form, as well as attach the necessary documents with the form.
Step 4- After filling the form, you can directly pay the premium fee.
Step 5- After paying the premium, you will get a receipt, keep the reference number given on it.
What are the documents required for Pradhan Mantri Jeevan Jyoti Bima Yojana eligibility?
You need only 2 documents to take this policy.
- Aadhar card
- policy form
Which banks are giving these benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana?
- Allahabad Bank
- Axis Bank
- bank of india
- Bank Of Maharashtra
- Bhartiya Mahila Bank
- Canara Bank
- central bank
- Union Bank
- Dena Bank
- federal bank
- HDFC Bank
- ICICI Bank
- IDBI Bank
- Indusind Bank
- Kerala Gramin Bank
- Kotak Bank
- Oriental Bank of Commerce
- Punjab And Sind Bank
- Punjab National Bank
- South Indian Bank
- State Bank Of Hyderabad
- State Bank Of India
- State Bank Of Travancore
- Syndicate Bank
- UCO Bank
- United Bank Of India
- Vijay Bank
What is the process to claim Pradhan Mantri Jeevan Jyoti Bima Yojana? Pradhan Mantri Jeevan Jyoti Bima Yojana Claim Form Kaise Milega
Step 1- The policyholder will have to visit the office of the same bank or insurance company from where he had purchased this plan.
Step 2 –Fill out the insurance claim form. Generally, name, address, contact details, hospital details are all asked for in the form. This form can also be downloaded for free from this link.
Step 3- After filling this form, attach the disability certificate or death certificate on it. And pay it at the office of the bank or insurance company.
Step 4- Office officials will verify these details. Wait till verify.
Step 5- After all the details are verified, the claim amount will be credited to your account.
- If you want to know what is a life insurance policy, then definitely read this post.
- What if you have Bima Kya Hai Health Insurance? then read this post
- If you want to know what is Health Insurance then definitely read this post.
Hope you have understood well about Pradhan Mantri Jeevan Jyoti Bima Yojana. if you like this article “PMJJBY Scheme Details In Hindi | Benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana” If you liked it, then do tell by commenting and don’t forget to share the article thank you.